Business continuity insurance in Boston for the company you built.
Key person life insurance, funded buy-sell agreements, and executive benefits for Massachusetts owners , designed to keep the business operating and the value intact through any disruption.
The risks that hit hardest in this season of life.
No funded buy-sell agreement , partners' families and your family on a collision course if an owner dies.
A key employee or partner becoming disabled, with no plan to fund a buy-out.
Loss of a key person whose departure would meaningfully impact revenue or operations.
Executives leaving for competitors who offer richer non-qualified benefits.
Owner's personal estate disproportionately tied up in an illiquid business.
No formal continuity plan if you're suddenly unable to lead the company.
Business protection that closes the gaps most owners miss.
From buy-sell funding to executive benefits, every strategy is designed to keep the business , and your family , financially whole.
Funded Buy-Sell Agreements
Life- and disability-funded buy-sell structures so an owner's exit triggers a clean buy-out, not a crisis.
Key Person Insurance
Coverage on the people whose loss would materially impact revenue, debt covenants, or operations.
Executive Benefits
Non-qualified deferred comp, executive bonus, and split-dollar plans to attract and retain top talent.
Disability Buy-Out & Income
Disability buy-out and income protection for owners and key partners , the most common claim, the least planned for.
Business Continuity Planning
A documented plan for leadership, ownership, and cash flow if you're suddenly out of the picture.
Owner Wealth Coordination
Coordinate personal estate, business value, and exit planning so your wealth isn't trapped inside the company.
Questions worth asking yourself
- Is our buy-sell agreement funded , or just sitting in a drawer?
- What actually happens to the business if my partner becomes disabled?
- Could we survive the loss of our top revenue producer or key engineer?
- Are our top executives going to stay , or are we under-benefiting them?
- If something happened to me tomorrow, who runs this company on Monday?
How we work together
- 1DiscoverWe review ownership, key roles, agreements, and current coverage.
- 2DiagnoseWe identify funding gaps in buy-sell, key person, and executive plans.
- 3DesignWe model funded structures that fit cash flow and tax posture.
- 4DecideYou get clear options and recommendations , no product pitches.
- 5ReviewAs the business grows, agreements and coverage stay aligned.
The plan you put in place this quarter protects everything you build next quarter.
A focused conversation can surface the gaps that matter most , and quantify what they would cost.
Not quite the right fit? Explore other planning paths.